Auto warranty phone calls seem to have tapered off (perhaps because I told them I drive a 1918 Model T), but the scams keep on coming. Scammers especially target seniors, often pretending to be government employees from Social Security or the IRS. They’re scary calls when they demand immediate payment to avoid arrest or legal action. Social Security or the IRS generally will only call you at your request. Treat any unsolicited call with suspicion. As detailed on the Social Security website https://www.ssa.gov/scam/ government employees will NEVER:

· Threaten you.

· Suspend your Social Security number.

· Demand an immediate payment.

· Require payment by cash, gift card, pre-paid debit card, or wire transfer.

Social Security may email or text you about programs and services but will never ask for a return call to an unknown number. Social Security only sends emails or text messages if you have opted in to receive them and only in limited situations, including:

· When you have subscribed to receive updates and notifications by text or email.

· As part of Social Security’s enhanced security when accessing your personal my Social Security account.

Scammers may also reach out by physical mail or email or try to spoof a government website. All government email and web addresses end in .gov. If it purports to be from the U.S. Government and you don’t see .gov, delete the email or leave the website immediately. Most of all do not click on any links or open any attachments. Finally beware of any mail you receive that appears to be from a government agency promising you money. It’s easy to mimic government stationary. My father almost lost his entire savings responding to such a mailing. As with Social Security, no government agency will require you to pay something to claim funds.

Stay safe.